A Real Path to Homeownership
No Bank Required
Own a home through owner financing.
We sell homes we own to renters, DIY buyers, and skilled repair buyers using clear terms, honest expectations, and monthly payments similar to rent.
We are not a bank and not a real estate brokerage.
We purchase homes directly and sell them using owner financing or installment contracts.
Some homes are move-in ready.
Others need cleanup, repairs, or hands-on work.
Our job is to match the right buyer to the right home — clearly and responsibly.
How This Works (Simple + Transparent)
1️⃣ Join the Buyer List
Tell us about your down payment, income range, and comfort level with repairs.
2️⃣ Get Matched to the Right Opportunity
We notify buyers on our list first when a home becomes available that fits their situation.
3️⃣ Buy Without a Bank
No traditional mortgage. No lender underwriting.
Clear terms, written agreements, and realistic expectations from day one.
Three Paths To Ownership
🟢 Move-In Ready Homes
Clean, updated homes with little to no work required.
Typical payments: ~$950–$1,050
Down payment: $7,000–$10,000
🟡 Homes Needing Light Repairs
Paint, flooring, cleanup, and cosmetic improvements.
Lower price in exchange for some work.
🔵 Fixer Homes for Skilled Buyers
Homes needing significant repairs.
Best for tradespeople, contractors, and serious DIY buyers who want to trade labor for equity.
Lower purchase prices • Lower payments • Real opportunity
Who's This Perfect For
AThis may be a good fit if you:
Are currently renting
Have $3,000–$10,000 available for a down payment
Have stable income
Want ownership even if your credit isn’t perfect
Are open to homes that may need work
want to feel the pride of home ownership
Who's This Is Not Perfect For
This is not a fit if you:
Have no down payment
Want a traditional bank mortgage
Expect brand-new or luxury finishes at entry-level prices
Are not ready for responsibility as a homeowner
Are looking for a short-term or temporary housing solution
Are unwilling to review and follow the purchase agreement terms carefully
We are a private real estate investment company. We sell homes we own using owner financing or installment contracts.
We do not represent buyers or sellers and do not provide legal or financial advice.
Contact
316-403-2261
We sell homes we own using owner financing.
Not a bank or real estate brokerage.
Copyright © 2025. Heartland Home Path. All rights reserved.